The short answer
The Comprehensive Loss Underwriting Exchange (CLUE), run by LexisNexis, holds 7 years of home and auto claims history. All US carriers pull it at quote. Even inquiries (no claim filed) can be recorded — request your free report annually and dispute errors.
Frequently asked
- Can I remove claims?
- Only factual errors under FCRA. Legitimate claims stay 7 years.
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