Know exactly what your policy covers — before you claim.
PolicyPal reads your insurance policy and tells you, in plain English, what's covered, whether you can claim, and how to cut your premium. $7 per analysis. No subscription.
- ✓No subscription — pay per use
- ✓Spots non-disclosure risks
- ✓Excess automatically deducted
- ✓Independent repair estimates
"Burst pipe under the kitchen sink."
What your policy actually includes — and the exclusions that catch people out.
27 answers →Real incidents, checked against typical typical policy wording before you file.
19 answers →Specific, evidence-based ways to lower your premium without losing cover.
13 answers →Plain-English answers to the questions policyholders worldwide actually ask.
9 answers →Your policy is the only source of truth.
Generic Google answers don't pay claims — your policy wording does. PolicyPal reads the document, finds the exact clauses that matter, and gives you a one-sentence verdict.
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Upload your PDF
Buildings, contents, car, travel, pet — Major insurers supported.
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AI reads every clause
Excesses, exclusions, age caps, and hidden sub-limits all surfaced.
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You get a clear verdict
'Covered, expect $X excess' or 'Not covered — here's the clause.'
Your policy is the only source of truth
One PDF. One clear answer. $7.
Generic answers don't pay claims. PolicyPal reads your policy wording in seconds and tells you, in one sentence, whether you're covered.