The short answer
Proof of Loss is a sworn statement itemizing damages and claimed amounts. Standard policies require it within 60 days of the insurer's request (some 30). Missing the deadline is grounds for denial — a hard trap. Submit a Preliminary Proof of Loss to preserve rights while you finalize numbers, and revise as needed.
Frequently asked
- Do I need an attorney to fill it out?
- For losses over $50K yes — misstatements can be treated as fraud and void the entire claim.
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