Worried about ransomware?
Cyber Insurance for UK Small Businesses
Cyber cover pays ransomware, GDPR fines defence and breach response. See what UK SME policies include.
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The short answer
Cyber insurance covers first-party costs (ransom, breach response, system restoration) and third-party costs (regulatory defence, customer notifications). It excludes pre-existing breaches and often requires MFA on email and admin accounts as a condition.
Frequently asked
- Does it pay GDPR fines?
- It pays the legal defence; the fine itself is uninsurable under UK public policy.
Your policy is the only source of truth
Stop guessing. Check your actual policy.
Generic answers don't pay claims. PolicyPal reads your policy wording in seconds and tells you, in one sentence, whether you're covered.
Upload your policy$7 per analysis · No subscription · PDF only