Does it cover graffiti removal?

Yes, subject to deductible. File a police report first.

Graffiti or break-in damage?

Does Home Insurance Cover Vandalism? (US)

Vandalism is a named peril on all US HO forms — but 30+ days of vacancy voids it. Check your vacancy clause.

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The short answer

Vandalism and malicious mischief are named perils on HO-2, HO-3, HO-5, HO-6, and HO-8 forms. Coverage applies to structure and contents. The universal catch: vacancy exceeding 30 or 60 consecutive days (varies by carrier) suspends vandalism coverage entirely.

Frequently asked

Does it cover graffiti removal?: Yes, subject to deductible. File a police report first.

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Stop guessing. Check your actual policy.

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