The short answer
Renters mold coverage is limited to mold caused by a sudden covered peril — a burst pipe or roof leak from a storm — and capped at $5,000 or less on most policies. Slow leaks, humidity mold, and landlord-neglect mold are excluded. Landlord habitability laws may force the landlord to remediate.
Frequently asked
- Can I claim health effects?
- Renters medical payments (usually $1,000) may apply; personal liability against a landlord is a separate legal matter.
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