Does E&O cover defamation?

Some forms include personal injury; media E&O explicitly does.

Getting sued as a professional?

General Liability vs Professional Liability (E&O) — US

GL covers bodily injury and property damage. E&O covers financial harm from your advice or service. You often need both.

Your policy is the only source of truth

Get a precise answer for your exact policy

Generic answers don't pay claims. PolicyPal reads your policy wording in seconds and tells you, in one sentence, whether you're covered.

Upload your policy$3 per analysis · $9 for all 4 tools · No subscription

The short answer

GL responds to bodily injury and property damage (slip-and-fall, damaged customer property). E&O / Professional Liability responds to financial loss from your work product, advice, or missed deadlines. Consultants, agencies, and licensed professionals typically need both — a GL-only policy leaves the biggest lawsuits uncovered.

Frequently asked

Does E&O cover defamation?: Some forms include personal injury; media E&O explicitly does.

Your policy is the only source of truth

Stop guessing. Check your actual policy.

Generic answers don't pay claims. PolicyPal reads your policy wording in seconds and tells you, in one sentence, whether you're covered.

Upload your policy$3 per analysis · $9 for all 4 tools · No subscription