How long until I can go back to a standard carrier?

Usually 3 years clean after a DUI, 3 years after major violations, 5 years after multiple at-fault claims.

Denied by main insurers?

Best Auto Insurance for High-Risk Drivers (US)

Non-standard carriers specialize in DUI, multiple tickets, and SR-22. Rates 30–60% below assigned risk pool.

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The short answer

Non-standard carriers (Progressive, The General, Direct Auto, Kemper, Bristol West) accept high-risk drivers and file SR-22s. Rates are elevated but 30–60% below the state assigned-risk pool. Re-shop every 6 months — clean-record time drops rates fast.

Frequently asked

How long until I can go back to a standard carrier?: Usually 3 years clean after a DUI, 3 years after major violations, 5 years after multiple at-fault claims.

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Stop guessing. Check your actual policy.

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