The short answer
State-approved online courses ($20–$40) trigger a mandated 5–15% discount for 3 years in most states. Also removes points from your license in many jurisdictions.
Frequently asked
- Which course qualifies?
- AARP Smart Driver, NSC Defensive Driving, or state-approved online providers.
Your policy is the only source of truth
Stop guessing. Check your actual policy.
Generic answers don't pay claims. PolicyPal reads your policy wording in seconds and tells you, in one sentence, whether you're covered.
Upload your policy$3 per analysis · $9 for all 4 tools · No subscription