The short answer
Married drivers see 5–15% lower rates on average — insurers use it as a stability proxy. Combining both cars on one policy usually adds a multi-vehicle discount (10–25%). One spouse with a clean record can offset the other's tickets, though a very poor record can also drag down the good one.
Frequently asked
- Does this apply to domestic partnerships?
- In some states and with some carriers, yes. Ask directly.
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