The short answer
Monitored burglar alarms save 5–10%, monitored fire 5–8%, both stacked 10–20%. Smart water shutoffs (Flo, Moen Flo) are increasingly discounted 5–8%. Provide the certificate of installation from a Central Station monitoring service. Self-monitored systems (Ring, SimpliSafe self-monitor) usually don't qualify.
Frequently asked
- Is a Ring doorbell enough?
- Rarely — insurers want central station monitoring with a UL-listed certificate.
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