The short answer
Overnight parking is one of the top three pricing factors in UK motor insurance after age and postcode. Moving from public road to driveway typically saves 5–10%; driveway to locked garage adds another 3–7%. Misdeclaring is fronting-equivalent fraud.
Frequently asked
- Does it matter if I sometimes park on the road?
- Declare the most frequent overnight location. Occasional street parking is fine if it's the minority.
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