The short answer
Telematics policies use driving behaviour (braking, acceleration, time of day, mileage) to set premium. Best for under-25s and low-mileage drivers. Watch the cancellation fees if the box is rejected and the curfew penalties on night driving.
Frequently asked
- Does telematics save money long-term?
- Year 1 saves the most. From year 3+, a no-claims standard policy usually beats it.
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