Live in a hurricane state?

Wind Mitigation Discounts (FL & Coastal US)

A wind-mit inspection ($75–$150) can cut FL premiums 30–70% via mandated credits.

Your policy is the only source of truth

Get a precise answer for your exact policy

Generic answers don't pay claims. PolicyPal reads your policy wording in seconds and tells you, in one sentence, whether you're covered.

Upload your policy$3 per analysis · $9 for all 4 tools · No subscription

The short answer

Florida law requires insurers to give specific discounts for hurricane straps, hip roof shape, secondary water resistance, impact glass, and roof-to-wall connections. A one-time OIR-B1-1802 inspection typically pays for itself many times over.

Frequently asked

How long is the inspection valid?
5 years in Florida.

Your policy is the only source of truth

Stop guessing. Check your actual policy.

Generic answers don't pay claims. PolicyPal reads your policy wording in seconds and tells you, in one sentence, whether you're covered.

Upload your policy$3 per analysis · $9 for all 4 tools · No subscription