The short answer
Your own insurer's cooperation clause typically requires you to give a statement — but you can request it be scheduled, written questions in advance, and your attorney present. The OTHER party's insurer has zero right to a recorded statement from you. Politely decline and refer them to your attorney or your insurer. Recorded statements are the #1 tool insurers use to reduce settlements.
Frequently asked
- Can I refuse my own insurer?
- Not without breaching the cooperation clause and risking denial of coverage. But you can negotiate terms.
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