The short answer
Examination Under Oath (EUO) is a policy-required deposition with the insurer's counsel. Cooperation is a condition of coverage — refuse and the claim is denied. EUOs are common on theft, fire, and large water claims. Have your attorney present, review the claim file, and prepare — inconsistencies with earlier statements are used to deny.
Frequently asked
- Can I bring documents?
- You'll be asked to produce documents in advance and at the EUO — bring receipts, photos, communication logs.
Your policy is the only source of truth
Stop guessing. Check your actual policy.
Generic answers don't pay claims. PolicyPal reads your policy wording in seconds and tells you, in one sentence, whether you're covered.
