Does it cover the cost of a forensic accountant?

Some crime policies include investigation expense sub-limits.

Employee embezzled from you?

Does Business Insurance Cover Employee Theft? (US)

General liability doesn't. You need employee dishonesty (crime) coverage — usually a BOP endorsement, $5k–$100k limits.

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The short answer

GL excludes dishonest acts by insureds and employees. Add an Employee Dishonesty or Commercial Crime endorsement — usually available on a BOP for $100–$300/year, with limits from $5,000 to $100,000. Discovered vs loss-sustained forms matter: know which one you have before the retro date.

Frequently asked

Does it cover the cost of a forensic accountant?: Some crime policies include investigation expense sub-limits.

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