The short answer
US comprehensive travel plans now treat COVID like any other illness — trip cancellation if you test positive before departure (with a doctor's order not to travel), trip interruption if you're diagnosed en route, and medical coverage abroad. Fear of travel and general government advisories are not covered without Cancel For Any Reason (CFAR).
Frequently asked
- Does mandatory quarantine count?
- Trip delay may pay a per-day benefit; medical maximum applies to any treatment needed.
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